What is a material misrepresentation in life insurance claims A life insurance company will say that a material misrepresentation in life insurance claims is when there is an inaccurate answer given on a life insurance application and had the answer been given correctly the policy would not have been offered or it would have been […]
Home Depot Life Insurance Claims
Home Depot Life Insurance Claims Below we’ve summarized the life insurance and accidental death coverages available to Home Depot employees. Many life insurers make a habit of denying life insurance claims without having all the facts they need to make an informed decision. If you’re a victim of an unfair claim denial contact us to […]
Why So Many Term Life Insurance Policies Lapse
Why So Many Term Life Insurance Policies Lapse There’s a wide-spread rumor in the life insurance industry that between 97% and 99% of all term life policies lapse before paying a claim. There’s no data that confirms this but the industry doesn’t do anything to dispute its accuracy either. Whether it’s 99% or 97% or […]
IBM Life Insurance Claims
IBM Life Insurance Claims IBM offers a rich selection of life insurance for its employees. The coverage includes several different offerings: “free” life insurance, Optional life insurance, Travel and Accidental life insurance. Many life insurers make a habit of denying life insurance claims without having all the facts they need to make an informed decision. […]
Life Insurance Claims Denied in New York
Life Insurance Claims Denied in New York The Center for Life Insurance Disputes represents beneficiaries of life insurance claims denied in New York. We’ve delivered more than $50 million to our clients from denied life insurance claims. The most common reason a life insurance claim gets denied is for a medical condition. The insurer will […]
How to Appeal Denied Life Insurance Claims and Win
How to Appeal Denied Life Insurance Claims and Disputes and Win! If you have a denied life insurance claim it’s time to consider an appeal. A denied claim doesn’t have to be the last word on the matter. Yes, you can appeal a denied life insurance claim – and win. Here’s how. Get the denial […]
Drug Overdose and Life Insurance Claims
Drug Overdose and Life Insurance Claims Attention to anyone who has had an overdose death claim denied: Nearly all drug overdose deaths are accidental. But getting a death claim paid when drugs are the cause requires experience, because life insurers don’t want to pay these claims. They put exclusions in the Policy that give them […]
Lawyer for Life Insurance Claims
Lawyer for Life Insurance Claims Many years ago a family came to us with a large life insurance claim. It was a contestable claim and because it was a big claim the insurer was going to investigate everything. They interviewed family members. They hired a really big law firm to aide their investigation. They got […]
Life Insurance Attorneys
Life Insurance Attorneys We’ve been fighting the rejections of life insurance claims for 30 years and have never had to use lawsuits or life insurance attorneys to win for our clients. We go directly to the insurers claims department to dispute denials. In this way we save our clients a lot of money and time. […]
Accidental Death Insurance Claims
Accidental Death Insurance Claims It’s a well known industry truth that most accidental death insurance claims will be rejected. Even when a death certificates states the manner of death as Accident, most accidental death insurance claims will be refused by the insurer. Time and time again we have conducted in-depth claim investigations on accidental death […]
Indexed Universal Life Insurance and Stock Market Volatility
If you have purchased an Equity Indexed Universal Life Insurance policy (commonly known as “IUL” and commonly sold as a vehicle to provide “tax-free retirement income”), an agent likely provided you with certain documentation about the features and performance of the policy. For instance, you may have been given a computer illustration showing how the […]
Is Indexed Universal Life Insurance Good?
Indexed Universal Life Insurance How do you know if the life insurance policy you bought is good? Did you rely on an agent to sell it to you? Were you given any comparisons when you were making your decision? Now that you’re paying the premiums, have you compared the performance of the policy to what […]
When is an Accidental Death Not an Accident?
We get a lot of calls from people who have been denied an accidental death insurance claim. Accidental death insurance is life insurance with a lot of restrictions. The primary restriction of this life insurance is that the person must die from an accident. But what most people do not know is that there are […]
Learn the risks of buying life insurance on the internet
The risks of buying life insurance on the internet There are several life insurance companies that are selling their coverage on-line. You can open a web page and apply directly with the insurer. To many there is the perception that they are saving money through this approach by cutting out the agent’s commission, but in […]
Life insurance contestability clause: what it really means
Life Insurance Contestability Clause Contestability of a life insurance policy starts the day the policy is issued and ends 2 years later. In that time period, if the insured dies, the insurance company can contest the claim and do a full investigation. The purpose of the claim investigation is for the insurer to find discrepancies […]
Life insurance companies make a habit of denying most accidental death benefit claims.
Accidental Death Claim Denied? We can get it paid. Accidental Death claims are some of the most difficult claims to get an insurer to pay. We have decades of experience getting these claims paid to our clients. Contact us for help with your claim. The Investigation Process of Accidental Death Claims Accidental death benefit insurance […]