Navigating a life insurance claim can be overwhelming—especially when it’s been delayed or denied. Our FAQ section answers the most common questions about our process, fees, timelines, and how we get claims paid quickly without going to court. Get the clarity you need to move forward with confidence.
Our fee is only 10% of the claim amount, which is much lower than the typical fees charged by attorneys (usually around 40%). Additionally, we do not charge any upfront fees. You only pay if we successfully recover your claim.
No, if we are unable to recover your claim, you don’t pay anything. We work on a contingency basis, meaning our fee is contingent upon winning your case. If we don't win, you owe us nothing.
While some people hire a lawyer for life insurance claims, a lawyer may not always be the best option. CFLIDspecializes in handling life insurance claims and appeals denied claims directly with the insurance companies, often with quicker and more cost-effective results than a lawyer. We focus exclusively on getting your claim paid.
On average, life insurance claims we handle are paid within 90 days. We expedite the process by working directly with the insurance companies to resolve any issues and push for a quick payout.
Appealing a denied life insurance claim involves reviewing the denial reason, gathering supporting documentation, and then filing an appeal with the insurance company. At CFLID, we handle the entire appeals process for you, ensuring all necessary steps are taken to get your claim paid.
A contestable life insurance claim is one where the insurance company challenges the claim, typically within the first two years of the policy. They may argue that certain conditions (like suicide or misrepresentation on the policy application) invalidate the claim. We specialize in fighting contestable claims and work to ensure you get the payout you deserve.
Yes, you can appeal a denied life insurance claim. Many claims are initially denied, but that doesn’t mean the decision is final. CFLID has extensive experience handling appeals and can help you gather the necessary evidence and file the appeal to ensure your claim gets re-evaluated and paid.
Over $250 million recovered. We get claims paid—fast, fairly, and without legal fees.
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